In the United States, medical expenses cause two thirds of personal bankruptcies. In these cases, 75% of individuals have insurance. To combat this, Redirect Health has re-imagined the healthcare journey. We design, broker and administer end-to-end group healthcare plans that help Americans make informed decisions on how to find the best solutions to their medical needs. Our data driven technology and experienced team navigates the uncertainties of the healthcare system, empowers primary care practitioners and eliminates unnecessary administrative costs, anytime and anywhere.

Annual family premiums for employer-sponsored health insurance rose 4% to average $22,221, according to the 2021 benchmark KFF Employer Health Benefits Survey. With Redirect Health and Newpath, families can expect to see on average a 40% savings on healthcare premiums. In addition to these savings, employees receive telemedicine and mental health programs with no out-of-pocket costs as employer demand for these services have risen over the last year.

Newpath Mutual is a Utah-licensed association captive insurance company. By leveraging partnerships with founding members, we are able to provide protections for brokers and employers as well as offer health coverage for individuals and families.

 At Newpath Mutual, our policyholders are the owners of the company. Premiums are paid into a common fund to cover policyholders’ claims. We keep our operating costs low and positive earnings are passed on to our members through lower-than-average insurance rates. We continue to make insurance affordable and accessible, and pride ourselves in assuring ethical, high-quality service.

Newpath is managed by an independent board of directors who oversee the corporate governance and approve the expense budget.

By leveraging our partnership with our founding members, Newpath is able to manage expenses so efficiently we do not have any member acquisition costs.

All medical expenses are paid through a fiduciary medical expense fund administered directly by Redirect Health—eliminating the friction in getting expenses paid.

Newpath Mutual is sponsored by an association of business owners called the Modern Business Council.

No, Newpath Mutual is owned by our policyholders, not by shareholders. This makes claims payments to our policyholders seamless and transparent.

Newpath Mutual Insurance is regulated by the Utah Department of Insurance.

Newpath membership is not available to the general public. Membership in Newpath requires active membership in one of Newpath's partner associations. In an effort to reduce the cost of managing Newpath and to ensure that all members are able to meet the program guidelines, Newpath has partnered with certain professional and social welfare organizations and offers membership exclusively to their members.

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